Thank you for reviewing Creationshop’s Prohibited Products and Restricted Products.
By signing up for an account, you agree that you WILL NOT use Creationshop’s services to accept payments for sale of any Prohibited Products. You agree that you WILL NOT use our services to accept payment for sale of any Restricted Products without our express, written, approval.
Revised November 1, 2017
PROHIBITED ITEMS
- Adult Entertainment (Sexually Oriented)
- Audio/video text
- Buyers Clubs
- Cash Gifting
- Chain Letters
- Check cashing
- Collection agencies or firms involved in recovering/collecting past due receivables
- Credit card protection (including identity theft protection)
- Credit Counseling or Credit Repair Services
- Cultural artifacts, Antiquities, and Native American Artifacts
- Currency exchange
- Cyberlockers
- Dating/Social networking
- Debt consolidation
- Direct Marketing- Subscription Sellers
- Drug Paraphernalia
- Embassy, Foreign Consulate, or Other Foreign Government
- Employment Agencies
- Essay/Thesis writing services
- Extended warranty companies
- Financial Services or Advice (including but not limited to)
- Check cashing
- Collection agencies or firms involved in recovering/collecting past due receivables
- Credit card protection (including identity theft protection)
- Credit Counseling or Credit Repair Services
- Currency exchange
- Debt consolidation
- Loan or Mortgage Modification
- Money transfer services/Cash Advance (except for regulated Financial Institutions which are acceptable)
- Quasi Cash
- Firearms, Ammunition, High Capacity Magazines, Weapons (Swords, Knives, etc.)
- Fulfillment Centers
- Gambling, including Prognostication, Lotteries, Raffles, Contests, and sweepstakes
- “Get-rich-quick” schemes
- Hypnosis and/or subliminal recordings or consultation
- Illegal and Potentially Illegal Products/Services
- Inbound Telemarketing Companies that receive calls as the result of post cards or similar mailings (as opposed to catalog or media advertising)
- Infomercial Sellers
- Internet Pharmacies
PROHIBITED PRODUCTS
- Internet Pharmacy Referral Sites
- Legal services and/or advice
- Loan or Mortgage Modification
- Market Research Reports
- Matrimonial sites, “Find-A-Bride”, etc.
- Medical Benefits packages
- Medical Marijuana
- Medical Services, Advice and/or Devices
- Money transfer services/Cash Advance (except for regulated Financial Institutions which are acceptable)
- Multi-Level Marketing Companies
- Negative response marketing techniques by any type of seller (i.e. customer is automatically charged if they don’t return the merchandise at the end of the free trial period)
- Newsgroups and/or file sharing services
- Non-Accredited Certification Test Exams, Academic Degrees, or Diplomas
- Offering a Free Gift, Prize or Contest/Sweepstakes entry as an inducement to purchase their product or service
- Online Gaming and In-Game Items
- Outbound Telemarketing Companies
- Phone unlocking/“jailbreaking”, modification chips, unlock codes
- Police and other Government Identification and Equipment
- Pre-Adult Content- Pictures, Videos, etc. of individuals under the age of 18
- Pre-Paid Phone Card or Services
- Prescription Drugs/Devices, Controlled Substances, Unapproved Drugs, Unapproved Medical Devices, Pseudo-Pharmaceuticals
- Products that promote or facilitate illegal activity
- Pseudo-pharmaceuticals (anti-aging pills, sex nutrients, etc.)
- Psychic or astrological readings/consultation
- Radar and/or cellular jammers or boosters
- Remote Access Services / Technical Support
- Replica and/or unlicensed branded goods
- Sellers offering Substantial Rebates or Special Incentives that are awarded to the cardholder subsequent to the original purchase
- Selling Products/Services as an Agent for a Third Party
- Sites that promote Hatred, Racism, or Religious Persecution
- Social Media Advertising
- Sports forecasting or odds-making
- Tobacco Products, Smoking Mixtures, or Tobacco Substitutes
- Travel Services, including Airfare, Cruises, and Car Rentals
- “Up-Sell” Sellers
- Wigs, Hairpieces, Toupees
RESTRICTED ITEMS
- Accommodations
- Branded Products
- Donations
- Events, Seminars, and other live events
- Essay/Thesis writing services
PROHIBITED MERCHANTS
- Sellers Engaged in Activity Prohibited by the Card Brands
- Sellers or Principals listed on MATCH
- Seller, Principal or related entities previously identified by any Card Brand for deceptive practices or any other violation of Card Brand rules.
- Sellers in any Card Brand excessive chargeback or fraud program or sellers with chargeback or fraud rates over 1%
- Sellers that use tactics to evade any Card Brand excessive chargeback or fraud monitoring programs
- Sellers up-selling or cross-selling products of other sellers and then sharing the cardholder data with the third party or receiving cardholder data from third parties (Data Pass).
- Sellers splitting the sale across multiple transactions
- Merchants providing products/services that fall under the 5967 MCC
- Free Website/URL – Blogs, Facebook, WordPress, Weebly, etc.